Buh-Bye, High Interest Debt.
Hello, Spring EQ.

It only takes about 30 seconds to complete your customer quote!

We help make High Interest Debt go away.

Debt getting bigger? Credit card payments out of control? Relax. The solution is in your home. With a home equity loan from Spring EQ. We make it easy to quickly get you the cash you need — and get High Interest Debt out of your life.

Get money in as little as 14 days.

We only need a few pieces of information to get started. There's NO obligation or credit check required. Think about being able to pay off your high interest credit cards, tuition, make home improvements and more.

Life is good when High Interest Debt is gone. See for yourself.

  • Ashley paid off credit cards and a personal loan...now she's saving $338 a month Read more

  • Jamie got rid of her car loan (saving her $105 a month) AND remodeled her basement Read more

  • Erica and her husband purchased their dream cabin in the mountains Read more

For more information, and to learn more about Spring EQ, subscribe to us by email.

We're happy to talk, too.

Contact us today to speak to one of our awesome loan officers - and see how we can help you stop living with High Interest Debt.

833-EQ4-CASH

What's your credit score?

If you’re not sure for any of these give it your best guess….we can help you find it later (with your permission). Some guides are if you have a late mortgage payment or multiple late credit card payments in the last year there is a good chance you have a Poor credit score. Typically you can receive a free estimate of your score as an account holder for some credit card providers or services like Credit Karma or Quizzle.

Is your property any of these?

  • Condominium

    A building with multiple units (residences) that are individually owned

  • Multi-unit

    A building with more than one unit (residence)

  • Investment Property (not owner occupied)

    A property that you do not reside in such a rental property

  • Second Home

    a residence that you intend to occupy in addition to your primary residence

Is this home a condo?

Is this home more than one unit?

Is this a second home?

Is this an investment property?

How much is your home worth?

This is a reasonable estimate of the value you think you could sell your home for. This is important because house value has a big impact on amount you can borrow, and over or under estimating this value will inflate or deflate the amount you can borrow. It’s always best to be a little conservative. Services like Zillow or Trulia often provide estimates of your home’s value, but be careful while sometimes they are accurate we find they miss the mark about 20% of the time. Usually the homeowner knows what’s feasible and what’s not, so use your best judgement and we’ll help verify the value when the time comes.

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What is your current mortgage balance?

This is typically found on your monthly mortgage statement. If you have more than one mortgage or a home equity line of credit then add up all of those balances and include them in the answer here. If you don’t have it handy, then just give it your best guess.

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What is your current mortgage payment?

This is typically found on your monthly mortgage statement. If you have more than one mortgage or a home equity line of credit then add up all of those balances and include them in the answer here. If you don’t have it handy, then just give it your best guess.

${{numberWithCommas(mortgage_payment)}}{{mortgage_payment==10000?'+':''}}
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How much would you like to borrow?

Your max loan amount is a little over your Home EQ which is based on the information you gave us earlier. If you think you made errors in what you entered, please double check your answers to make sure what you entered reflects your profile... just one mistake could have a big impact. Our maximum loan is $250,000.

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If you check this box, we will provide you with a free estimate of your maximum allowable loan based on your home's available equity and your personal monthly debt-to-income ratio which cannot exceed 43% (including the payment for your new loan). We will ask you a few extra questions about your monthly income and debt payments to provide your maximum loan estimate. Note you may be able to get a larger loan than we estimate, if you consolidate current debt that results in a lower monthly payment. We would reccomend you contact us at the number above to determine if this is applicable to you.

What's your total minimum monthly credit card payments?

Add up ALL your MINIMUM monthly payments for your credit or store cards. This is important because monthly payment obligations impact how much more money you can borrow. If you’re not sure give it your best guess….you can adjust it later.

${{numberWithCommas(credit_payment)}}{{credit_payment==10000?'+':''}}
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What's your total monthly car payments?

This is important because monthly payment obligations impact how much more money you can borrow. If you have less than 8 payments left to make you can just answer $0.

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Any other monthly payments?

These would be payments not already listed like student loans, personal loans, store cars not included in monthly credit payments, etc. For the most accurate result, you should add up the monthly MINIMUM payment for these.

What's your average monthly income?

To provide an accurate answer to you, you should only set to match income you can confidently document as receiving over the past two years. In other words you have documented proof with pay stubs, tax returns, 1099 forms, or official government, employer, court, or trust papers showing you are and have been receiving this income for at least the past 2 years.

${{numberWithCommas(monthly_income)}}{{monthly_income==10000?'+':''}}
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Are you self employed?

Earning income directly from one's own business, trade, or profession rather than as a specified salary or wages from an employer

Can you show at least 2 years proof of income?

Do you have a past bankruptcy or foreclosure in the last 4 years?

Last Step...

* All fields are required

To help create opportunity for you through communication about your Home EQ (free assessment of the lendable equity in your home), relevant and valuable information for homeowners, and hopefully every once in a while inspire we’ll you, we’ll send you our ‘Home EQ Chronicles’ newsletter as we create it. No lasting obligation, and we believe any smart homeowner will find it helpful. Give it a try. If it's not for you, it's super easy to unsubscribe. Oh, and we never pass your email on to anyone else. Ever.

By submitting this information I authorize Spring EQ or its affiliates to contact me via the phone number and/or the email you provided via automated technology, including autodialing, prerecorded message, artificial voice, and text message (MMS and/or SMS). I understand that Spring EQ may call this number even if it is a cell phone number. This authorization removes any previous registration(s) on a federal or state Do-Not-Call (DNC) registry or any internal Spring EQ opt-out/unsubscribe requests you may have previously requested. You may periodically receive e-mail correspondence from Spring EQ regarding news, tips, advice and money saving offers. You can unsubscribe from some or all correspondence at any time.

We are calculating a personalized estimate of your best rate, lowest payment and maximum loan options. Thanks for your patience. To run all available options this typically takes 10 to 15 seconds.

Questions? Call us now:
Call Us Now 888-978-9978

Your Results

Please call us immediately – we were unable to provide a quote based on the information you gave us.

Don’t worry we can wrap this up fast – we just need a few more pieces of information…
Call Us Now 833-EQ4-CASH 833-374-2274

Your Results

With your request for a loan amount of:

${{numberWithCommas(loanAmt)}}
This can go towards:
  • Paying off debt
  • Improve your home
  • Large purchases
  • Vacations, weddings, cars, trucks, or anything you can think of!

Your New Monthly Payment Likely As Low As:

${{numberWithCommas(estimated_monthly_payment)}}
So you can:
  • Have more cash in your pocket
  • Lower your monthly payments
  • Enjoy a home improvement today
  • Pay things off
  • Hit your goals sooner!

Oh yeah...since you asked...here is an estimate of your maximum loan:

${{numberWithCommas(loan_amount_web_quote_highest_loan)}} This is only estimate based on information provided. Conditions may apply, and please call for eligibility.
NOTE: We Need You To Call Us To Get Your Maximum Loan Amount.
We are confident we can help you save money every month Key Info: Because of your credit you may qualify for even better results!
Nobody is available at the moment:
Here’s what to expect:
Nobody is in the office right now – Here’s what to expect:
1 We'll be calling in the next {{callCountdown}}minutes
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2 We’ll take you through our SIMPLE & EASY process
3 We’ll verify and complete information to wrap everything up

*** NOTE: We Need You To Call Us To Get Your Maximum Loan Amount.

Questions? There's no obligation to learn more.

*If requested, we used your answers to estimate a "Largest Loan" or Highest Loan" option for you. Pre-qualification is based on the accuracy of your answers provided and your ability to verify and document their accuracy to meet Spring EQ’s underwriting guidelines. See more… This is not a firm offer of credit or lending decision. All offers and decisions are subject to meeting Spring EQ’s underwriting guidelines, including but not limited to verification of income and home value, as well as meeting debt-to-income, combined loan to value rations, and an acceptable credit score and payment history of other obligations. All rates are subject to change based on factors like time, specific borrower profiles and property characteristics.